COTI 2018-04-30 – 2018-05-30

COTI is building a decentralised and scalable payments network that will facilitate efficient global commerce by creating a reliable, instant and low-cost payment solution. This will further bolster the growth of mobile payments and on-demand markets, in addition to enabling the mass adoption of digital currency payments. COTI will set the standard for a payments network in the mobile era that is trust driven, cost-effective, scalable and supportive of a multi-currency wallet by combining cutting edge distributed ledger technologies with the best of traditional payment solutions.

Token: COTI
Price: 1 COTI = 0.1 USD
Platform: Ethereum
Accepting: ETH, BTC
Country: Gibraltar
Whitelist/KYC: KYC & Whitelist
Restricted areas:
More info about this ICO on the website:

About COTI

Peer to peer transactions. COTI users will be able to make instant, secure transfers to their peers who hold COTI wallets. Transfers will be instant and low-to-zero fee (depending on the users’ Trust Scores and currency selections).
Payments to merchants. COTI users will be able to pay for the goods and services sold by COTI-powered merchants, and will receive discounts from such merchants (subject to having high Trust Scores).
Storing digital and fiat currencies securely. COTI users will be able to use their COTI wallets as de facto bank accounts for the purpose of holding funds in both digital and fiat currencies. In the first instance, funds can be deposited into COTI wallets using card, bank wire, Bitcoin and Ethereum.
Exchanging digital and fiat currencies. COTI users will be able to use their wallets to move funds from one currency to another by posting market or limit orders to COTI’s exchange. The currencies supported at the outset will include USD, EUR, GBP, BTC, ETH and XCT.


1: Q1 2018

Processing tools (API). Exchange.

2: Q2 2018

Trust scoring prototype.
Listing XCT on 3rd-party exchanges. Processing tools (iFrame).

3: Q3 2018

Trust scoring launch.
Dynamic fees prototype. Automated market-maker launch.

4: Q4 2018

Dynamic fees launch.
Decentralized mediation prototype. Virtual debit card launch.
Ledger broadcasting launch.

5: 2019

Decentralized mediation launch.
Hedging service launch.
Recurring billing launch.
Trust Scoring SDK launch.
Mediation SDK launch.
COTI Fund.
Wallet integration with POS (via NFC).

6: 2020

Expansion of merchant services.
Migration to drivechain (or similar).
Migration to decentralized governance model.

Token info

Token: COTI
Platform: Ethereum
Type: ERC20
Price in ICO: 1 COTI = 0.1 USD

Investment info

Accepting: ETH, BTC
Distributed in ICO: 42%